When matriculating, proof of sufficient health insurance coverage must be demonstrated to the university. When studies begin (if both options are available for the specific case), a decision must be made whether to select the statutory or private insurance option. This should be a well considered decision, since waiving the insurance mandate in connection with the decision in favor of private health insurance generally does not allow for a return into the statutory health insurance program for the entire length of the studies. BeSI - Counselling Centre for Social & International Affairs will provide counselling in this regard.
The study status (full-time, part-time, academic leave), the amount of income from employment and self-employment activities, the number of weekly hours worked during and/or outside of lecture periods, and the duration of the employment play a role for determining to what extent contributions become due to the health, long-term care, unemployment and pension insurance or taxes must be paid. More about this on our social security contributions page (in German).
Certain circumstances must apply for students to be entitled to receive social services, such as child benefit, housing allowance, benefits for BAföG-recipients staying with their parents, unemployment benefit II, social welfare payments for children, benefits for education and participation, additional benefit for single parents, additional benefit for mothers-to-be after the twelfth week of pregnancy, additional benefit for costly nutrition for medical reasons, loans for special hardship cases in accordance with the social security code (SGB) - second book (II), student aid as part of the integration support for disabled persons for attending a university in accordance with the social security code (SGB) twelfth book (XII) . Foreign students, in particular with a residence in connection with studies per Section 16 Residence Act (AufenthG) are generally not entitled to receive social services. BeSI - Counselling Centre for Social & International Affairs will provide counselling in this regard.
Before interrupting studies as part of a sabbatical and before changing from full-time to part-time studies, the impact on study financing should be determined, such as discontinuation of BAföG, child grants, and discontinuation of the insurance waiver, and with it the mandatory withholdings for health, long-term care, unemployment and social security insurances for employment activities with income in excess of EUR 450.00 per month. An entitlement to unemployment compensation II may exist under certain circumstances. International students with a residence in connection with studies in accordance with Section 16 Residence Act are generally not entitled to social services. BeSI - Counselling Centre for Social & International Affairs will provide counselling in this regard.
The Hamburg universities, the Studierendenwerk/Hamburg, the student representation, community offices and local counselling offices provide prospective students with a broad range of attractive services. So that you can directly talk to the correct office to address your needs, BeSI - Counselling Centre for Social & International Affairs will tell you who to contact.
Students of Hamburg universities who find themselves in unexpected, acute or temporary financial distress may request an emergency loan or aid/food vouchers for free meals at the Studierendenwerk’s cafeterias from the Studierendenwerk Hamburg emergency fund. Applications require a personal consultation and proof of the emergency situation. Students are not legally entitled to receive aid payments. Counselling and applications available at the BeSI – Counselling Centre for Social & International Affairs.
BeSI - Counselling Centre for Social & International Affairs provides students at Hamburg's universities with counselling and orientation in difficult life circumstances and information about specific services at universities, city offices and counselling offices in Hamburg.
The Counselling Centre for Social & International Affairs – BeSI offers confidential consultations giving students an overview of their options for achieving their study goals, and provides information on alternative education pathways.